cindys on June 26th, 2010

Years ago I took a two week vacation in the Smokey Mountains for free.  It was awesome.  We were just a few minutes drive from the National and state parks, a half hour from Gatlinburg and forty five minutes from a major city.  The house was tucked away down a back road without a neighbor [...]

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cindys on February 13th, 2009

We live well on under $1000 in income per month.  We live fairly well although rather simply.  As I write this, I know there are going to be people who don’t believe it’s possible.  There will be others whose mortgage payments will be more than we make.  Still there will also be those who will [...]

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cindys on December 26th, 2008

by S.C. Axman I don’t have health insurance.  It is a constant worry that one of us will get hurt or ill and we will not be able to get treatment.  I have looked into different individual plans but haven’t been able to find one that we can afford yet.  I am not advocating being [...]

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cindys on December 22nd, 2008

It’s Christmas time and I wanted to give my readers a special gift.   I know that it’s a bit cold and wintery to be thinking about a garden but it’s my favorite way to beat the winter blues.  I start thinking about what I want to grow in the garden and searching seed catalogs in [...]

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cindys on December 12th, 2008

by Mrs. Gemstone Tis the season when people are spending money on Christmas right and left.  I have been touring the web and reading all of the Frugal Christmas posts.  Wow!  There are some frugal, thrifty and great ideas out there for every phase of the holiday season. Frugal Gift Giving by chatirygirl Squawkfox not [...]

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cindys on October 31st, 2008

by Phil Romans With the most recent quarterly statements from Exxon, I am feeling raped.  With almost every American heavily dependent on oil, Exxon’s 58% increase in profit in the last quarter seems obscene and Exxon isn’t alone.  Oil companies across the board have been booming while the rest of the country suffers in the [...]

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cindys on October 21st, 2008

Gas prices have driven my fuel expenses up until they are the highest expense that I have.  The recent drop in price has helped quite a bit but it is still my highest expense.  I stumbled onto a way to cut my fuel bill in half yesterday and I jumped at it. I have been [...]

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cindys on October 18th, 2008

Most people shudder when the weather gets cool enough to turn on the heat.  High fuel and electric prices are making the winter months a challenge to almost every budget.  I am happy to turn on the heat because it not only provides free heat but also free hot water.  Our electric bill will plummet [...]

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cindys on May 30th, 2008

My unfrugal present to myself was to have a cleaning lady come and clean my house. This is definitely a luxury item but I had gotten some money for my birthday. I look around the house now and I think it is money well spent. The whole house just glows. It did however bring to [...]

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cindys on April 24th, 2008

by bjmccray The cost of everything is going up! That doesn’t come as news to anyone and it is a reality that we all deal with daily. How do you make ends meet when your income doesn’t go up as fast as your cost of living? Many people are returning to a trend that became [...]

Continue reading about Urban Homesteading: A Frugal Choice