Debt Reduction

cindys on November 2nd, 2009

This is a guest post by Debbie Dragon who is a freelance writer providing articles for Billeater.com, a site that helps it’s readers compare insurance and discover tricks for saving money. She is also a single mother of two young boys and is currently working on eliminating her own credit card debt. Credit card debt [...]

Continue reading about How Moms Can Eliminate Credit Card Debt

cindys on August 13th, 2009

I read an Liz Pulliam’s article on Why Credit Counseling Often Fails this week.  It’s sad that so many people pay debt management companies to write their budget and reach a settlement with their debt collectors and then end up in default. One thing that struck me was that debt collectors are now starting to [...]

Continue reading about 10 Steps to DIY Debt Management

cindys on March 10th, 2008

The Challenge today is to make your own bottled water. Companies have admitted that bottled water is no more than tap water in a bottle. Keep your bottles and reuse them. If you replace soda or bottled water with your own, you will save $1.30 and it’s kinder to the earth. If you drink 2 [...]

Continue reading about Monday Daily Snowflake of Savings

cindys on March 8th, 2008

Over the last week, I have listed seven different easy ways to save a dollar here and a dollar there. By taking the challenge each day here is what I saved:Coupons: $15.15 (my grocery store doubles coupons) Packed lunch: $6.04 Carpool: $5.00 Bad Habit: $2.49 Sold $10.00 Picnic Dinner $5.00 Eat at Home: $10.00 Total: [...]

Continue reading about Daily Flake – Week in review

cindys on March 8th, 2008

The Debt Snowflake of the day is: Have an at-home date tonight complete with candles, wine and soft music instead of dinner out and a movie. Send the savings to the creditor of your choice. See All The Daily Flakes Remember you need to send your snowflake right away. Best way to do this is [...]

Continue reading about Daily Flake Challenge # 7

cindys on March 7th, 2008

The Debt Snowflake of the day is: Take your kids to the park instead of McDonalds.  Send the money you save to pay a debt. See All The Daily Flakes Remember you need to send your snowflake right away. Best way to do this is to have an online billpayer account so you don’t have [...]

Continue reading about Daily Flake Challenge #6

cindys on March 6th, 2008

The Debt Snowflake of the day is: Find 1 Thing at home that you don’t use and sell it. Craigs list and ebay are great resources for this. Send the money to your selected creditor. See All The Daily Flakes Remember you need to send your snowflake right away. Best way to do this is [...]

Continue reading about Daily Flake Challenge #5

cindys on March 5th, 2008

The Debt Snowflake of the day is: Give up one bad habit for the day such as smoking, desserts, cocktails. Send the money to your selected creditor. See All The Daily Flakes Remember you need to send your snowflake right away. Best way to do this is to have an online billpayer account so you [...]

Continue reading about Daily Flake Challenge # 4

cindys on March 4th, 2008

The SnowFlake of the Day is: Carpool to today and send the gas savings to your selected debt! Snowflake: $1- ? Do you have a simple money hack to save a buck or two?  Leave a comment and I will feature the best of them in a post.

Continue reading about Daily Flake Challenge #3

cindys on March 3rd, 2008

The Debt Snowflake of the day is: Pack your lunch today and send the savings to your selected debt. You can do it at lunch! Savings: $5-10 Remember you need to send your snowflake right away. Best way to do this is to have an online billpayer account so you don’t have to pay postage [...]

Continue reading about Daily Debt Snowflake Challenge #2