Debt Reduction Hacks

cindys on October 15th, 2008

It seems that I learn things the hard way.  I know better than all of these but I keep doing them anyway so here goes a quick list of things that it’s a really, really bad idea to do if you can’t pay your bills. Go Shopping!  I know it makes you feel better to [...]

Continue reading about Top 10 Things Not to Do If You Cant Pay Your Bills

cindys on April 8th, 2008

I am heading off to the big city tonight for my second therapeutic foster care class. It’s 140 miles round trip and kills my gas budget for the week so I was thinking about ways to save money on fuel. They tell me that you can save 10% of your gas by driving 10 miles [...]

Continue reading about Daily Snowflake of Savings – Save 10% on Gas

cindys on March 10th, 2008

The Challenge today is to make your own bottled water. Companies have admitted that bottled water is no more than tap water in a bottle. Keep your bottles and reuse them. If you replace soda or bottled water with your own, you will save $1.30 and it’s kinder to the earth. If you drink 2 [...]

Continue reading about Monday Daily Snowflake of Savings

cindys on March 8th, 2008

Over the last week, I have listed seven different easy ways to save a dollar here and a dollar there. By taking the challenge each day here is what I saved:Coupons: $15.15 (my grocery store doubles coupons) Packed lunch: $6.04 Carpool: $5.00 Bad Habit: $2.49 Sold $10.00 Picnic Dinner $5.00 Eat at Home: $10.00 Total: [...]

Continue reading about Daily Flake – Week in review

cindys on March 8th, 2008

The Debt Snowflake of the day is: Have an at-home date tonight complete with candles, wine and soft music instead of dinner out and a movie. Send the savings to the creditor of your choice. See All The Daily Flakes Remember you need to send your snowflake right away. Best way to do this is [...]

Continue reading about Daily Flake Challenge # 7

cindys on March 7th, 2008

The Debt Snowflake of the day is: Take your kids to the park instead of McDonalds.  Send the money you save to pay a debt. See All The Daily Flakes Remember you need to send your snowflake right away. Best way to do this is to have an online billpayer account so you don’t have [...]

Continue reading about Daily Flake Challenge #6

cindys on March 6th, 2008

The Debt Snowflake of the day is: Find 1 Thing at home that you don’t use and sell it. Craigs list and ebay are great resources for this. Send the money to your selected creditor. See All The Daily Flakes Remember you need to send your snowflake right away. Best way to do this is [...]

Continue reading about Daily Flake Challenge #5

cindys on March 5th, 2008

The Debt Snowflake of the day is: Give up one bad habit for the day such as smoking, desserts, cocktails. Send the money to your selected creditor. See All The Daily Flakes Remember you need to send your snowflake right away. Best way to do this is to have an online billpayer account so you [...]

Continue reading about Daily Flake Challenge # 4

cindys on March 4th, 2008

The SnowFlake of the Day is: Carpool to today and send the gas savings to your selected debt! Snowflake: $1- ? Do you have a simple money hack to save a buck or two?  Leave a comment and I will feature the best of them in a post.

Continue reading about Daily Flake Challenge #3

cindys on March 3rd, 2008

The Debt Snowflake of the day is: Pack your lunch today and send the savings to your selected debt. You can do it at lunch! Savings: $5-10 Remember you need to send your snowflake right away. Best way to do this is to have an online billpayer account so you don’t have to pay postage [...]

Continue reading about Daily Debt Snowflake Challenge #2