Budget

cindys on October 18th, 2008

Managing your budget is not child’s play but making it a game might take the fear out of the word budget.  The following is a game that I developed that can be played for a day, a week or a month.  You earn points by making smart financial decisions.  You can play it alone or [...]

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cindys on October 2nd, 2008

The absolute first thing that came to mind when I read this in “The Richest Man in Babylon” was DUH! All of what I earn is mine. Ah, but as George Clason points out in the book, do you keep a part of all you earn? The answer for many of us is no. We [...]

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cindys on July 24th, 2008

There has been quite a bit going on over the past several months and it has reflected on this site.  If you have been following my struggle to keep my house and grow my business, then you know that I have slashed my budgets to the max and frankly it hasn’t been enough. Whether it [...]

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cindys on May 28th, 2008

In reading around the net, there seems to be two opinions, either people think that the gasoline increases are not such a big deal and the rest of us are making a big to do about nothing or people like me who are seeing an ever larger percentage of our budget going to fuel costs.  [...]

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cindys on April 21st, 2008

I should be celebrating having a little extra money in my budget, right? Instead I find that the temptation to spend it on the things that I have been living without for so long is overwhelming. It is rather like being on a diet for months and then going off. You tend to splurge on [...]

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cindys on March 7th, 2008

This is my version of a rant.  My daughter told me today that she didn’t know how to make a budget, so here you are, darling daughter.  There are budget tools of every size, complexity and description and the only thing they have in common is that most of them are free.  They are in [...]

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cindys on March 7th, 2008

Have you ever gotten to the end of the money before the end of the month? Do you wonder where your paycheck goes every week? I know I do and no matter how hard I try, I just don’t seem to be able to write it all down in my notebook. I have tried excel [...]

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