Budget
I am amazed at how different it feels to get a PAYCHECK. Unless you have worked at home or been a homemaker, I don’t think that you can possibly understand the difference in how you feel when you suddenly have a set amount of money coming in at the end of the week and a place [...]
I read an Liz Pulliam’s article on Why Credit Counseling Often Fails this week. It’s sad that so many people pay debt management companies to write their budget and reach a settlement with their debt collectors and then end up in default. One thing that struck me was that debt collectors are now starting to [...]
I thought I would post a few of my favorite budget articles. Some of these articles are recent and some are old favorites that I still go back and read. On Budgeting: Gather Little By Little has a couple of articles on creating a budget and another great one on why people don’t budget. I [...]
Every once in awhile I feel like my finances have taken on a life of their own. They are like a ship in a storm and I’m getting tossed this way and that depending on how the wind blows. Do you know that feeling? You just get past once crisis when something else blows you [...]
Continue reading about 10 Steps to Getting Your Financial Boat Back On Course
Every once in awhile my budget gets blown out of the water. It seems like the months where my expenses are higher, my income is lower. Have you ever wondered why that is? It is so frustrating to try and get to that 0 budget when you keep ending up in negative numbers. I have [...]
by seanrefer I wrote a post yesterday on Shawn Michael’s financial issues and thought I would follow up with a To Do list to get him back on the right financial track. These are mostly things that all of us should do but as you will see a few are just for Shawn. Ditch the [...]
Continue reading about Financial To Do List for Shawn Michaels & You Too
No matter how much we love Christmas and the holiday season, there is always some amount of stress involved. When you are struggling financially this stress can grow to enormous proportions. Worrying about buying everyone a gift or giving everyone a happy holiday season can lead to busted budgets and credit card debt. I don’t [...]
Continue reading about 5 Ways To Deal With Holiday Budget Stress
Yesterday a reader commented on my post 10 Steps to Budgeting with Irregular Income and it reminded me of the most important step to begin a budget or spending plan. Denise from Plain Ol’ Food says We use the envelope system for both personal and business expenses and as cash comes in some is put [...]
If you look around the web, you will find plenty of advice on making a budget. It’s actually pretty simple to do. You write down your income and keep track of your spending. You analyze your spending habits and adjust accordingly. The process is simple, right? Ah, but if you are like me and you [...]
Continue reading about 10 Steps to Budgeting with Irregular Income
Gas prices have driven my fuel expenses up until they are the highest expense that I have. The recent drop in price has helped quite a bit but it is still my highest expense. I stumbled onto a way to cut my fuel bill in half yesterday and I jumped at it. I have been [...]
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