No More Excuses! 50 Free or Low Cost Budget Tools
Posted on March 7, 2008
Filed Under Uncategorized |
This is my version of a rant. My daughter told me today that she didn’t know how to make a budget, so here you are, darling daughter. There are budget tools of every size, complexity and description and the only thing they have in common is that most of them are free. They are in no particular order. I did a review of Expensr and liked it but wanted to see what else was available. I found a lot more than I bargained and so we have one giant list that leaves you NO MORE EXCUSES.
Free Online Budget Tools
- Expensr.com
- Websabe ( Check out Review at Get Rich Slowly)
- Kiplinger Budget Tool - Simple but effective
- CCH Financial Planning Toolkit (Calculator)
- CNN Money’s Budget Calculator
- Mvelopes Personal Budget Calculator
- Moneytrackin.com (includes savings center with tips from other users)
- My Spending Plan (includes coupon center plus bill reminder emails)
- Yodlee Money Center
- Mint
- Buxfer
- Budget Tracker
- Budget Pulse
- Billster
- Consumer Credit Counseling’s Budget Calculator
- Just Budget
- Crown Financial Ministries Spending Plans
- Home Budget Calculator from KJE Computer Solutions
Free Excel Spreadsheet Downloads
- It’s Your Money’s Envelope Check Register (One of my personal favorites, it’s fun)
- It’s Your Money Spending Plan
- BankRate’s Budget Spreadsheet
- vertex Home Budget Worksheet
- Bottom Line Budget’s Family Home Budget Worksheet
- Jaxworks Small Business Downloads
- Money Saving Experts Budget Planner
- Pear Budget Spreadsheet
- Get Rich Slowly’s Free Budget Planner
- Suite 101’s Budget Spreadsheets
- Spreadsheet123 Budget Spreadsheets
- Lifehacker’s Simple Budget Spreadsheet
- Every Dollar Matter’s PFin Free Home Budget
Free Downloadable Budget Software
- Grisbi Personal Finance Manager
- Buddi Personal Finance and Budgeting (For the financially challenged)
- Ace Money Lite
- SimpleD Budget
Free Paper Downloads
- Dave Ramsey’s Quickie Budget
- Dave Ramsey’s Monthly Cashflow
- Dave Ramsey’s Irregular Income Budget
- Freddie Mac’s Home Budget Worksheet
If Ya Just Don’t Feel Right Unless You Pay for it
- YNAB Spreadsheet is reviewed here
- YNAB Money Management System
- Mvelopes Personal Finance manager
- Principal Plan
- Budget Map
- Quicken Online
- Microsoft Money Plus
- MoneyDance
- Rich Or Poor
- iCash
- Ace Money
And there you have it, folks. I am going to be trying some of these out over the next few weeks. Did I miss any good ones? Have you tried any of these? Let me know what you think.
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8 Responses to “No More Excuses! 50 Free or Low Cost Budget Tools”
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Just wanted to add in one more free online budget program: http://www.budgetsimple.com it’s done wonders for me and my family!
Jim, Thanks for adding it! I will have to check it out.
This is wonderful and a lot of hard work, I’m sure.
I have linked to you under my money area on the left column
[...] tells her daughter there are No More Excuses! 50 Free or Low Cost Budget Tools posted at Oh My Aching Debts. This is an incredible list including many options: online, Excel, [...]
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[...] tells her daughter there are No More Excuses! 50 Free or Low Cost Budget Tools posted at Oh My Aching Debts. This is an incredible list including many options: online, Excel, [...]
this is a great collection!
I also, like Jim, wanted to point your readers to another great free online software that is an excellent budgeting tool:
http://www.TheMoneyCase.com
Have a great time budgeting everyone!