Christmas isn’t even here and already I am thinking about New Years Resolutions. I have never been big on making them as I, like most people, start the New Year with big plans and end up failing. Hell, by May, I don’t usually even remember what I resolved to do. Do you remember yours from last year?
Goals are different for me. When I make a definite goal, I tend to achieve it. So what is the difference between a goal and a resolution?
resolution as “a formal expression of opinion or intention.” and
Goal as “the result or achievement toward which effort is directed; aim; end.”
So should I make New Years Goals or New Years Resolutions? After some thought, I decided to do both. I will have 2008 Goals with supporting resolutions for each of them. I am going to write them in my planner as well as on the blog and review them weekly privately with monthly progress reports on the blog.
Goal # 1 $1000.00 in emergency fund by Christmas 2008
- Resolution: I will continue to develop additional streams of income to fund this account.
- Resolution: I will resume my notary loan closings and do at least 4-5 per month with proceeds going to Emergency Fund.
- Resolution: When emergency fund reaches $1000, all additional streams of income will be diverted to Goal #2.
Goal #2 Paid off All Credit Card
- Resolution: I will send all additional funds to Credit Cards until paid.
- Resolution: I will put home improvements on hold until paid off.
- Resolution: I will put off all major purchases until Credit Cards are paid off.
- Resolution: I will use Snowball and Snowflake method to pay them off.
Goal #3 Double revenue from Grooming Shop by September 1, 2008
- Resolution: I will maintain newspaper ads in local papers weekly.
- Resolution: I will continue referral rewards for current customers.
- Resolution: I will make reminder calls weekly for scheduled appointments.
- Resolution: I will continue to look for additional opportunities for income, ie, training classes, photography, retail sales.
Gosh, I think that is enough to keep me busy for a year. And now that I have my goals and the first steps to achieve them, I can start breaking it down into smaller goals and steps. That, my friends, should keep me busy for the rest of this year.
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