As I have had lots and lots of time on my hands since my computer breakdown, I have been pondering whether buying another computer is an emergency. I am torn because a computer is truly a need for multiple reasons, my website, my business, all my books, my taxes, etc are all done with or stored on the computer. However, it is not a need like food and shelter are a need. I can live without it no matter how much I don’t want to do that.
I am currently trying to work out a compromise and find a used computer that will not eat up my entire emergency fund but will still be good enough to get accomplish what I need. Hopefully, I will find a solution by next week. In the meantime, I am here at the library using the public computer. I am limited to 60 minutes per day so while I will try to keep the blog updated, articles will be short.
Have you ever had to decide whether something was an ‘emergency’ or not? What was the deciding factor?
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we had a clear cut emergency fund expense – a medical emergency. Computer I could see making a case for that – for sure. I think your idea of a used (or refurbished ?) computer is a good one. We bought our computer refurbished from dell for around $200. You may want to look into something like that.
Pete, That’s pretty much what I am looking for but it will still take a big chunk out of the fund. It is making me think twice about moving to the new shop. It’s making me think twice about everything.
That’s a tough choice for sure. It sounds like a lot of what you do is based on the computer though, so it would be a good investment.
I haven’t had to make a choice like that yet, good luck!
Some things just scream emergency (my storm door being ripped off it’s hinges), other things~tough call.
If you use your computer as you said you do, business, web sites, etc, probably I’d call it an emergency. I’ve had a run of good luck with refurbished equipment (TV, GPS, a fax machine) recently.