In my quest to negotiate and settle my debts, I have written a series of articles that reflect my research into how to best go about it. This is not financial advice and I am not a financial advisor or counselor, this is simply a reflection of my own experience and research. If you need financial or legal advice please consult a qualified expert.

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Debt Negotiation and Settlement Articles

Negotiating Debt Settlement with The Original Creditor

Letter I sent to My Creditors

Are You Being Hassled By Collection Agencies?

10 Things You Need To Know About Debt Collectors

10 Steps to Take If You Can’t Pay Your Bills

Repair Your Credit Score

28 Tips To Repair Your Credit Score

Sample Credit Repair Letter

Links to Other Resources

Credit Infocenter

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