Negotiate Debts, Frugal Living, Save Money

Broke? How To Start An Emergency Fund

Almost every article you read about debt reduction advises you to put a minimum of $1000 into an emergency fund. Many articles even offer advice on how this can be accomplished by cutting expenses and saving change. This is about how to put money into an emergency fund when expenses are already cut to the [...]

STATE OF EMERGENCY fund

It’s been a week and my eBay activities have been somewhat successful. The amount in my emergency fund is now $130 plus the $60 or so dollars I have in the change jar. I have accomplished two things; I have increased my emergency fund by over $100 and I have cleared some of [...]

Frugal Upstate: 25 Things I Do To Save Money

Frugal Upstate: 25 Things I Do To Save Money
Dawn at Frugal for Life started a list of 25 things to do to save money. This is a link to Frugal Upstates list. Some interesting ways that I had not thought about. I am starting my own list and trying to think [...]

Saving Money in Small Ways

Not having a lot of money to save makes trying to start and fund my emergency fund interesting. Everyone talks about keeping 10 % or 20 % every month and saving it but when you are in the hole, that’s pretty hard. Right now, my savings consist of $55 in change in a [...]

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