Negotiate Debts, Frugal Living, Save Money

8 Ways That I Can Save Money On A Limited Budget

by Caro‘s Lines
On Friday, I listed the 10 ways that I have found that I cannot save money and most of them are the ways that are recommended to save.  So how have I managed to save money while being on such a limited income?
The first and most important step is that saving [...]

10 Ways That I Can’t Save Money

by Nieve44/La Luz
Several people on Twitter were talking about not being able to save money because they didn’t earn enough. It actually made me laugh because I earn less than $15,000 per year at my business. I have a mortgage that is over 50% of my take home pay every month. [...]

Out of My Frugal Mind

Yes, I was accused today of being out of my frugal mind. What would precipitate this kind of comment? I was researching the possibility of alternate forms of energy and came across plans for a waste oil heater. Waste oil is basically used motor oil and most car repair shops have to pay [...]

What My Parents Did Not Teach Me About Money

 
by the15
I have been thinking about this lately, both reflecting on what my parents taught me and what I should have taught my children.  Ana at Debt Free Revolution has put her teenage son on a grocery budget.  I have been following along and reading about how she is coping with him running low [...]

Daily Flake - Week in review

Over the last week, I have listed seven different easy ways to save a dollar here and a dollar there. By taking the challenge each day here is what I saved:Coupons: $15.15 (my grocery store doubles coupons)
Packed lunch: [...]

Having Trouble Saving Your Emergency Fund?

In doing a bit of surfing around the internet this morning, I clicked on a google ad for a new way to save money and what I found was Wachovia Bank’s Way2Save plan.
For each check card transaction or when you pay a bill online or by automatic deductions, Wachovia will transfer $1 into your savings [...]

STATE OF EMERGENCY fund, Wk 3

Well, as of today, the emergency fund is at:
$186.00
Additions:
Ebay Sales $23.00
Small Change: $12.00
Subtractions
eBay and postage fees: -40.76 (cost of doing business from $153 in sales)
Goal: $500 by March 1, 2008
10 Weeks at $31 a week.
Remember, the money that goes into this account has to come from additional activities outside of regular [...]

Buying a Home: American Dream or Financial Nightmare?

Is the fall of home values and the credit crunch crushing the American dream of owning a home? Many have found that their dream home has turned into a financial nightmare. I can relate as my current financial woes are directly related to selling and buying a house in today’s market.
[...]

Top 10 Reasons Why Christmas is NOT an Emergency.

1) If I spend my emergency fund on Christmas, my car is guaranteed to break down before New Years.
2) Christmas should be about celebrating the birth of Christ.
3) It comes around every 365 days.
4) [...]

One Financial Fool’s Guide to Personal Finance Terms, Part One

Budget
This is what they used to call a spending plan. Rather like the word diet, it conjures up horrible pictures of eating beans and hot dogs. In today’s gentler world, a budget is called a spending plan and you simply plan out how you want to spend your money. Like any [...]

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