Negotiate Debts, Frugal Living, Save Money

Brainstorm - Things to Increase Income

Have you ever participated in a brainstorming session? In the corporate world, we used to have the frequently. We would all gather in a room and write possible solutions to a problem on post it notes. It didn’t matter if the ideas were feasible or crazy, we were just looking for as [...]

Post Holiday Blues, Nope Reality Bites!

Well, I just bit the bullet and spent yesterday closing out my books for the year. If I felt broke before, I feel broker now. I suppose that with all the spreadsheets and looking at gross income, I never looked at net profit.
I think I may be taking Frugal to a new high [...]

Spend Less than you earn — Wrong?

Steve at brip blap had a post in the Carnival of Personal Debt entitled spend less than you earn - the wrong way to think It definitely got some attention. He goes on to say that it’s not bad advice, it just won’t make you rich.
He goes on to list different ways of earning [...]

New Years Resolutions Or New Years Goals

Christmas isn’t even here and already I am thinking about New Years Resolutions. I have never been big on making them as I, like most people, start the New Year with big plans and end up failing. Hell, by May, I don’t usually even remember what I resolved to do. Do you [...]

4 Good Decisions That Brought Me to My Financial Knees

I have been reading The Simple Dollar. Trent has a series of posts on 31 Days to Fix Your Finances. Day 2 was on goals and it really made me stop and think. I needed to sit down and figure out how I got in this mess, so I could decide on [...]

Plan of Action

There are several ways to attack debt. There is Dave Ramsey’s Debt Snowball or Mary Hunt’s Rapid Debt Repayment Plan. The Snowball plan is to pay off your smallest debt first so that you gain a feeling of accomplishment. This method has worked for me before and it may be the one I go with [...]

« go back