Negotiate Debts, Frugal Living, Save Money

Summer Schedules and Time

Have you ever had one of those weeks that just seemed to FLY by?  This has been one of those times.  It seems like just yesterday it was Sunday.  I am not complaining as the week has been full of good things.  The business is getting busier and I am working longer hours.  That is [...]

Having Trouble Saving Your Emergency Fund?

In doing a bit of surfing around the internet this morning, I clicked on a google ad for a new way to save money and what I found was Wachovia Bank’s Way2Save plan.
For each check card transaction or when you pay a bill online or by automatic deductions, Wachovia will transfer $1 into your savings [...]

Goals Review: What’s Working and What Isn’t

by code poet
It’s been 2 months since I posted my Goals for this year and I thought I should go back and do a short review. You can read my New Years Goals here.
Frankly, I am not too please with my progress for a couple of reasons. In my business, January and [...]

Thoughts on Budget Leakage and Paying Cash

When I reviewed my budget yesterday, I was looking for leakage. What is leakage? It’s little amounts that I might not have planned on spending that somehow slipped out. I found it and not just a little of it either.
As tight as my spending plan is, every penny that comes in has [...]

Trailers for Sale Or Rent, Rooms to Let for 50 Cents

Photo Courtesy of span
Is that a blast from the past? I guess I’m dating myself but I have been humming that tune all day. I loved the song as a kid but wow, look at what inflation has done.
I have decided to take on a boarder and maybe eventually two. I have [...]

A Little Financial Sunshine Maybe

There may yet be a few rays of sunshine peaking
out from behind my own personal black cloud. In my New Years Goals and Resolutions post, I mentioned that I was going to do loan signings again. I bit the bullet and got my satellite internet reinstalled. While the $60 a month seems [...]

Results from Brainstorm

After sending out and posting newsletters last week, I have been swamped with phone calls for appointments. Most of these are old customers that cancelled their appointments in December and the newsletter reminded them that they needed to reschedule but there are a few new customers in the mix as well.
The result is that [...]

Actions from Brainstorm

Last week I had a reckoning with Quickbooks as you can see from my post here. After brainstorming with a few fellow bloggers, a few fellow groomers and a couple of good friends, I decided that the first immediate step I would take would be to do a mailing to past customers who had [...]

Brainstorm - Things to Increase Income

Have you ever participated in a brainstorming session? In the corporate world, we used to have the frequently. We would all gather in a room and write possible solutions to a problem on post it notes. It didn’t matter if the ideas were feasible or crazy, we were just looking for as [...]

Post Holiday Blues, Nope Reality Bites!

Well, I just bit the bullet and spent yesterday closing out my books for the year. If I felt broke before, I feel broker now. I suppose that with all the spreadsheets and looking at gross income, I never looked at net profit.
I think I may be taking Frugal to a new high [...]

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