Yes, I was accused today of being out of my frugal mind. What would precipitate this kind of comment? I was researching the possibility of alternate forms of energy and came across plans for a waste oil heater. Waste oil is basically used motor oil and most car repair shops have to pay someone to [...]
I need to put the change from the change jar into a savings account and I have been pondering where it is best to put it. I really don’t want to put it into savings at the same bank where I have my checking account. It would be way too easy for me to do [...]
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They have a couple of new free items on Buxr today. There is a Free swingline stapler that is free for completing a 3 minute survey. There is a coupon for a Free Printer Cartridge Refill at Walgreens. This is listed in the coupon section and not in the Freebies. If you are diabetic or [...]
by the15 I have been thinking about this lately, both reflecting on what my parents taught me and what I should have taught my children. Ana at Debt Free Revolution has put her teenage son on a grocery budget. I have been following along and reading about how she is coping with him running [...]
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Over the last week, I have listed seven different easy ways to save a dollar here and a dollar there. By taking the challenge each day here is what I saved:Coupons: $15.15 (my grocery store doubles coupons) Packed lunch: $6.04 Carpool: $5.00 Bad Habit: $2.49 Sold $10.00 Picnic Dinner $5.00 Eat at Home: $10.00 Total: [...]
In doing a bit of surfing around the internet this morning, I clicked on a google ad for a new way to save money and what I found was Wachovia Bank’s Way2Save plan. For each check card transaction or when you pay a bill online or by automatic deductions, Wachovia will transfer $1 into your [...]
Continue reading about Having Trouble Saving Your Emergency Fund?
Well, as of today, the emergency fund is at: $186.00 Additions: Ebay Sales $23.00 Small Change: $12.00 Subtractions eBay and postage fees: -40.76 (cost of doing business from $153 in sales) Goal: $500 by March 1, 2008 10 Weeks at $31 a week. Remember, the money that goes into this account has to come from [...]
Is the fall of home values and the credit crunch crushing the American dream of owning a home? Many have found that their dream home has turned into a financial nightmare. I can relate as my current financial woes are directly related to selling and buying a house in today’s market. Easy Money For years, [...]
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1) If I spend my emergency fund on Christmas, my car is guaranteed to break down before New Years. 2) Christmas should be about celebrating the birth of Christ. 3) It comes around every 365 days. 4) Life will not stop if everyone I know doesn’t get a present. 5) Old Fashioned Christmases are nice. [...]
Continue reading about Top 10 Reasons Why Christmas is NOT an Emergency.
Budget This is what they used to call a spending plan. Rather like the word diet, it conjures up horrible pictures of eating beans and hot dogs. In today’s gentler world, a budget is called a spending plan and you simply plan out how you want to spend your money. Like any plan, it is [...]
Continue reading about One Financial Fool’s Guide to Personal Finance Terms, Part One
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