Years ago I took a two week vacation in the Smokey Mountains for free. It was awesome. We were just a few minutes drive from the National and state parks, a half hour from Gatlinburg and forty five minutes from a major city. The house was tucked away down a back road without a neighbor [...]
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I have to admit that I hate to shop. I hate the holiday crowds, fighting for a parking space, standing in long check out lines. All of this is why I love shopping on online. I have found that I can save hundreds of dollars a year even with my limited holiday budget just by [...]
I was reading a series over on The Simple Dollar on Trent’s 14 Rules of money. The first rule that he wrote about was Spend Less Than You Earn. It made me think about my own situation. Two years ago, I began my journey to ‘fix’ my financial situation. I began reading personal finance books [...]
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I have 4 children, the oldest is 32 and the youngest is 16. I sincerely wish that I was not financially adrift when the oldest ones were growing up, however, I had little or no financial sense. There were times when I had plenty of money and there were times when I had little or [...]
Continue reading about Top 10 Things I’d Like To Teach My Children About Money
With so much going on with court cases, my father’s passing and R’s upcoming operation, I totally lost my focus on my finances. At a time when an emergency fund should be the MOST important thing that I do, I forgot to tuck away my 10%. Basically I got out of the habit of saving [...]
Continue reading about Today Is the First Day of the Rest Of My Life
The economics of smoking is becoming a major issue in my budget. Cigarette prices went up over a dollar a pack in the last 4 months due to various taxes. Needless to say, this has had an impact on my budget especially with Randy and I both being confirmed smokers and it is forcing me [...]
It’s just one week until Christmas. Are you excited yet? Are you ready? We have actually almost finished our shopping. This has got to be a first for me and I have managed to NOT break the budget. I still have two presents to buy for my grandchildren but that should be easy. The tree [...]
I haven’t exactly been on vacation but it sure seems like I have been on vacation from writing. The furor of trying to get the new shop open has been taking up most of my time. We moved the shop over the weekend and open in our new location tomorrow. I am still trying to [...]
by Caro‘s Lines On Friday, I listed the 10 ways that I have found that I cannot save money and most of them are the ways that are recommended to save. So how have I managed to save money while being on such a limited income? The first and most important step is that saving [...]
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by Nieve44/La Luz Several people on Twitter were talking about not being able to save money because they didn’t earn enough. It actually made me laugh because I earn less than $15,000 per year at my business. I have a mortgage that is over 50% of my take home pay every month. I would be [...]
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