We started off the weekend on Friday with a buying trip to North Carolina. We had caught the bills up and carefully budgeted the trip so that we could go and still have money to buy horses. I had packed our lunch and dinner. I was up at 4 am and we hit the road [...]
No matter how much we love Christmas and the holiday season, there is always some amount of stress involved. When you are struggling financially this stress can grow to enormous proportions. Worrying about buying everyone a gift or giving everyone a happy holiday season can lead to busted budgets and credit card debt. I don’t [...]
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Yesterday a reader commented on my post 10 Steps to Budgeting with Irregular Income and it reminded me of the most important step to begin a budget or spending plan. Denise from Plain Ol’ Food says We use the envelope system for both personal and business expenses and as cash comes in some is put [...]
Managing your budget is not child’s play but making it a game might take the fear out of the word budget. The following is a game that I developed that can be played for a day, a week or a month. You earn points by making smart financial decisions. You can play it alone or [...]
Have you ever had one of those weeks that just seemed to FLY by? This has been one of those times. It seems like just yesterday it was Sunday. I am not complaining as the week has been full of good things. The business is getting busier and I am working longer hours. That is [...]
In doing a bit of surfing around the internet this morning, I clicked on a google ad for a new way to save money and what I found was Wachovia Bank’s Way2Save plan. For each check card transaction or when you pay a bill online or by automatic deductions, Wachovia will transfer $1 into your [...]
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by code poet It’s been 2 months since I posted my Goals for this year and I thought I should go back and do a short review. You can read my New Years Goals here. Frankly, I am not too please with my progress for a couple of reasons. In my business, January and February [...]
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When I reviewed my budget yesterday, I was looking for leakage. What is leakage? It’s little amounts that I might not have planned on spending that somehow slipped out. I found it and not just a little of it either. As tight as my spending plan is, every penny that comes in has a job [...]
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Photo Courtesy of span Is that a blast from the past? I guess I’m dating myself but I have been humming that tune all day. I loved the song as a kid but wow, look at what inflation has done. I have decided to take on a boarder and maybe eventually two. I have convinced [...]
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There may yet be a few rays of sunshine peaking out from behind my own personal black cloud. In my New Years Goals and Resolutions post, I mentioned that I was going to do loan signings again. I bit the bullet and got my satellite internet reinstalled. While the $60 a month seems like so [...]
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