I don’t have any credit cards currently but it never ceases to amaze me what people will pay to have one. Congress recently passed a bill that limits the banks from raising interest rates on existing balances. In reaction to this limit, banks are now starting to charge annual fees. According to an article in [...]
When I was growing up, we supplemented our heat with a wood stove. It was smelly, smoky and a very dry heat. I have fond memories of cozening up to the woodstove after coming in from the cold. I have not so fond memories of filling the house with smoke trying to get it started [...]
You may have read how our local county and R’s ex wife think they can get Blood From A Turnip a couple of months ago. Sadly, the story continues as R’s ex has filed another show cause. She did this the week before he went into a hospital for his hip replacement. The date was [...]
I am amazed at how different it feels to get a PAYCHECK. Unless you have worked at home or been a homemaker, I don’t think that you can possibly understand the difference in how you feel when you suddenly have a set amount of money coming in at the end of the week and a place [...]
Yes, you read it right. Today is my first day back at work. This means regular income for the first time in 2 1/2 years. I can make a regular budget and know how much money I will have. It is not a high paying job but it will pay the bills and give us [...]
Over the past month, I have heard horror stories about online colleges. One of them involves my daughter A and the other one involves a daughter of a friend, B. Both girls were enrolled in different online universities. Don’t get me wrong, I think being able to attend classes online is awesome! It provides an [...]
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I read an Liz Pulliam’s article on Why Credit Counseling Often Fails this week. It’s sad that so many people pay debt management companies to write their budget and reach a settlement with their debt collectors and then end up in default. One thing that struck me was that debt collectors are now starting to [...]
We started off the weekend on Friday with a buying trip to North Carolina. We had caught the bills up and carefully budgeted the trip so that we could go and still have money to buy horses. I had packed our lunch and dinner. I was up at 4 am and we hit the road [...]
I was reading a series over on The Simple Dollar on Trent’s 14 Rules of money. The first rule that he wrote about was Spend Less Than You Earn. It made me think about my own situation. Two years ago, I began my journey to ‘fix’ my financial situation. I began reading personal finance books [...]
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I have 4 children, the oldest is 32 and the youngest is 16. I sincerely wish that I was not financially adrift when the oldest ones were growing up, however, I had little or no financial sense. There were times when I had plenty of money and there were times when I had little or [...]
Continue reading about Top 10 Things I’d Like To Teach My Children About Money
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