Today I will be depositing $1000 in my Emergency Fund Account. This comes from a variety of sources; the business is doing better this month, my change jar has a little over $200, the sale of the puppy and some intense snowflaking of a dollar here and a dollar there. I still have approximately $9000 [...]
I need to put the change from the change jar into a savings account and I have been pondering where it is best to put it. I really don’t want to put it into savings at the same bank where I have my checking account. It would be way too easy for me to do [...]
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I was reading some of the posts on emergency funds from the Money Hacks Carnival. Silicone Valley Blogger at The Digerati Life had an article on 5 Different Ways To Build An Emergency Fund. It’s actually a look at different methods of having an emergency fund. In the past, I was definitely number 1 and [...]
We talk about how little things add up quite a bit in personal finance and usually we are talking about the small purchases that blow our budget. In this case, the small things have added up to a pretty good chunk of change. I have been throwing my loose change into a vase every night [...]
Continue reading about Counting Change: Little Stuff Adds Up
In doing a bit of surfing around the internet this morning, I clicked on a google ad for a new way to save money and what I found was Wachovia Bank’s Way2Save plan. For each check card transaction or when you pay a bill online or by automatic deductions, Wachovia will transfer $1 into your [...]
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by The Doctor Is In I finally sat down and did my taxes today. I have been dreading it for weeks and putting it off because it meant slogging through Quickbooks to make sure everything was correct and then digging through records to find all the miscellaneous stuff. Actually doing the taxes isn’t too difficult [...]
by MC MasterChef The US Government now has enough debt that it represents $30,000 for every man woman and child in the US. I can’t remember where I read this statistic but it floored me. It’s hard for me to visualize a trillion dollars (How many zeros is that?) but $30,000 is pretty real [...]
Continue reading about Top 5 Reasons Why You Should Not Budget Like the President
Christmas isn’t even here and already I am thinking about New Years Resolutions. I have never been big on making them as I, like most people, start the New Year with big plans and end up failing. Hell, by May, I don’t usually even remember what I resolved to do. Do you remember yours from [...]
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Well, as of today, the emergency fund is at: $186.00 Additions: Ebay Sales $23.00 Small Change: $12.00 Subtractions eBay and postage fees: -40.76 (cost of doing business from $153 in sales) Goal: $500 by March 1, 2008 10 Weeks at $31 a week. Remember, the money that goes into this account has to come from [...]
1) If I spend my emergency fund on Christmas, my car is guaranteed to break down before New Years. 2) Christmas should be about celebrating the birth of Christ. 3) It comes around every 365 days. 4) Life will not stop if everyone I know doesn’t get a present. 5) Old Fashioned Christmases are nice. [...]
Continue reading about Top 10 Reasons Why Christmas is NOT an Emergency.
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