by seanrefer I wrote a post yesterday on Shawn Michael’s financial issues and thought I would follow up with a To Do list to get him back on the right financial track. These are mostly things that all of us should do but as you will see a few are just for Shawn. Ditch the [...]
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In talking to a friend about building an emergency fund, they commented that they didn’t need an emergency fund because they had a 401(k). Their feeling was that because they could borrow against their retirement fund, it would serve as an emergency fund. We got into quite a discussion about it because I used to [...]
If you look around the web, you will find plenty of advice on making a budget. It’s actually pretty simple to do. You write down your income and keep track of your spending. You analyze your spending habits and adjust accordingly. The process is simple, right? Ah, but if you are like me and you [...]
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Managing your budget is not child’s play but making it a game might take the fear out of the word budget. The following is a game that I developed that can be played for a day, a week or a month. You earn points by making smart financial decisions. You can play it alone or [...]
The absolute first thing that came to mind when I read this in “The Richest Man in Babylon” was DUH! All of what I earn is mine. Ah, but as George Clason points out in the book, do you keep a part of all you earn? The answer for many of us is no. We [...]
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As I have had lots and lots of time on my hands since my computer breakdown, I have been pondering whether buying another computer is an emergency. I am torn because a computer is truly a need for multiple reasons, my website, my business, all my books, my taxes, etc are all done with or [...]
by pollyalida I got home from work today and checked my mail. Surprise!! There was an envelope from the IRS. I am not expecting my stimulus check until July and it felt awfully thick to be a check and guess what? It wasn’t! It was a notice that I owe them about $1500 more from [...]
by Caro‘s Lines On Friday, I listed the 10 ways that I have found that I cannot save money and most of them are the ways that are recommended to save. So how have I managed to save money while being on such a limited income? The first and most important step is that saving [...]
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by Nieve44/La Luz Several people on Twitter were talking about not being able to save money because they didn’t earn enough. It actually made me laugh because I earn less than $15,000 per year at my business. I have a mortgage that is over 50% of my take home pay every month. I would be [...]
by J.sLessard One of the excuses mentioned in Frugal Dad’s Language of the Perpetually Poor was “I Work So Hard, I Deserve It”. ‘I deserve it’ is a trap that I still fall into occasionally. It’s not usually for big ticket items like cars or vacations but usually for the smaller ones like eating out [...]
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