It seems that I learn things the hard way. I know better than all of these but I keep doing them anyway so here goes a quick list of things that it’s a really, really bad idea to do if you can’t pay your bills. Go Shopping! I know it makes you feel better to [...]
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Over the last several months, paying the business bills has been a grueling process. When the first of the month arrived, I was still struggling to get enough money together to pay them. One or the other of them has been days or even weeks late while I tried to get enough money gathered to [...]
In Virginia, a creditor can list your bank account as a garnishee and freeze the funds in your account until the court date. They do not withdraw any funds but they hold all funds up to the amount of the debt until the court date. I recently recieved a summons for a judgment from Capital [...]
There has been quite a bit going on over the past several months and it has reflected on this site. If you have been following my struggle to keep my house and grow my business, then you know that I have slashed my budgets to the max and frankly it hasn’t been enough. Whether it [...]
I got my notice in the mail on Tuesday that my stimulus check should be here this week. As I check the mailbox every day, I think about what I am going to do with it. I have gone back and forth between increasing my emergency fund or paying off bills. Either way my stimulus [...]
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Yesterday’s post on tips to improve your credit score prompted some questions from readers. Sample debt settlement letters or sample letters to the credit bureau are frequently searched for on google and yahoo. One of my readers asked Ok, we have paid off our debt almost 3 years ago. I just found out that I [...]
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If your credit score is low, it is most likely costing you money. The lower your score, the higher interest rate you will pay on everything if you can get credit at all. The following list is comprised of things that people have done to successfully raise their credit scores by hundreds of points in [...]
by LEO™ If you are having financial difficulties right now, you have plenty of company across the nation. Financial woes have become front page news and stories abound across the internet about families who are in trouble with debt, foreclosure and unemployment. If you are being hounded by debt collectors it pays to know the [...]
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