I have to confess that not having a credit card is a MAJOR inconvenience. There are times when it is almost impossible to purchase something without it especially since I do so much business online. When I order bulk supplies, it is much less expensive to purchase online and many merchants do not accept Paypal. [...]
This is a guest post by Debbie Dragon who is a freelance writer providing articles for Billeater.com, a site that helps it’s readers compare insurance and discover tricks for saving money. She is also a single mother of two young boys and is currently working on eliminating her own credit card debt. Credit card debt [...]
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I don’t have any credit cards currently but it never ceases to amaze me what people will pay to have one. Congress recently passed a bill that limits the banks from raising interest rates on existing balances. In reaction to this limit, banks are now starting to charge annual fees. According to an article in [...]
You may have read how our local county and R’s ex wife think they can get Blood From A Turnip a couple of months ago. Sadly, the story continues as R’s ex has filed another show cause. She did this the week before he went into a hospital for his hip replacement. The date was [...]
I read an Liz Pulliam’s article on Why Credit Counseling Often Fails this week. It’s sad that so many people pay debt management companies to write their budget and reach a settlement with their debt collectors and then end up in default. One thing that struck me was that debt collectors are now starting to [...]
I have 4 children, the oldest is 32 and the youngest is 16. I sincerely wish that I was not financially adrift when the oldest ones were growing up, however, I had little or no financial sense. There were times when I had plenty of money and there were times when I had little or [...]
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My thanks to the folks over at Online MBA Guide for including Oh My Aching Debts as one of the 100 Best Financial Planning Blogs I was happily surprised to find it while checking out another blog post regarding it. It’s quite an impressive listing of financial blogs. Stop by and take a look maybe [...]
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by seanrefer I wrote a post yesterday on Shawn Michael’s financial issues and thought I would follow up with a To Do list to get him back on the right financial track. These are mostly things that all of us should do but as you will see a few are just for Shawn. Ditch the [...]
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Managing your budget is not child’s play but making it a game might take the fear out of the word budget. The following is a game that I developed that can be played for a day, a week or a month. You earn points by making smart financial decisions. You can play it alone or [...]
It seems that I learn things the hard way. I know better than all of these but I keep doing them anyway so here goes a quick list of things that it’s a really, really bad idea to do if you can’t pay your bills. Go Shopping! I know it makes you feel better to [...]
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