Have you ever tried to devise a budget? I have found that the hardest part of budgeting is getting the rest of the family onboard. It seems that people try to budget the first time for a couple of reasons. They have either totally lost control of their finances and are struggling to catch up [...]
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Can debt management plan helps to reestablish your credit report? The consumers should work on reestablishing and retaining their credit report in order to get favorable deal from the lenders. If you are struggling to come out of debt then debt management plan can help you pay off the debts and your credit report will [...]
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Is your health suffering because of your budget? Most of you know that we live on extremely low income and so budgeting food is always a challenge. We garden and have a small farm. We have added chickens to the farm and hope to be getting fresh eggs soon. However, we still buy staples like [...]
Why do you find it so difficult to do your job? You are supposed to be some of the brightest, most well educated people in the United States and instead you act like a shopaholic with a credit card and a teenager arguing with their siblings. Why exactly do we need more debt? Why can [...]
Years ago I took a two week vacation in the Smokey Mountains for free. It was awesome. We were just a few minutes drive from the National and state parks, a half hour from Gatlinburg and forty five minutes from a major city. The house was tucked away down a back road without a neighbor [...]
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Have you seen those television ads for two pairs of glasses for $69 from America’s Best Contacts and Eye Glasses? They are on tv every other hour here. I finally gave into temptation and a very dire need to get new glasses and made an appointment. I went to their website and read all of [...]
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The ancient Babylonians are thought to be the first to make New Years Resolutions. They made them to find favor with the gods and breaking them was supposed to bring bad luck. Many of us continue to make New Years Resolutions every year and most of us fail to keep them. The Babylonians were careful [...]
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I have to admit that I hate to shop. I hate the holiday crowds, fighting for a parking space, standing in long check out lines. All of this is why I love shopping on online. I have found that I can save hundreds of dollars a year even with my limited holiday budget just by [...]
Yesterday I wrote an article on prepaid debit cards, I wanted to highlight one of the best features of using a prepaid debit card, sticking to your budget! I really like prepaid debit cards, because they’re “prepaid.” What that means is that you can auto-load your card each month with a set amount, and then [...]
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I have to confess that not having a credit card is a MAJOR inconvenience. There are times when it is almost impossible to purchase something without it especially since I do so much business online. When I order bulk supplies, it is much less expensive to purchase online and many merchants do not accept Paypal. [...]
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