Negotiate Debts, Frugal Living, Save Money

Top 5 Reasons Why You Should Not Budget Like the President

by MC MasterChef
 
The US Government now has enough debt that it represents $30,000 for every man woman and child in the US. I can’t remember where I read this statistic but it floored me. It’s hard for me to visualize a trillion dollars (How many zeros is that?) but $30,000 is [...]

New Years Resolutions Or New Years Goals

Christmas isn’t even here and already I am thinking about New Years Resolutions. I have never been big on making them as I, like most people, start the New Year with big plans and end up failing. Hell, by May, I don’t usually even remember what I resolved to do. Do you [...]

STATE OF EMERGENCY fund, Wk 3

Well, as of today, the emergency fund is at:
$186.00
Additions:
Ebay Sales $23.00
Small Change: $12.00
Subtractions
eBay and postage fees: -40.76 (cost of doing business from $153 in sales)
Goal: $500 by March 1, 2008
10 Weeks at $31 a week.
Remember, the money that goes into this account has to come from additional activities outside of regular [...]

Top 10 Reasons Why Christmas is NOT an Emergency.

1) If I spend my emergency fund on Christmas, my car is guaranteed to break down before New Years.
2) Christmas should be about celebrating the birth of Christ.
3) It comes around every 365 days.
4) [...]

Broke? How To Start An Emergency Fund

Almost every article you read about debt reduction advises you to put a minimum of $1000 into an emergency fund. Many articles even offer advice on how this can be accomplished by cutting expenses and saving change. This is about how to put money into an emergency fund when expenses are already cut to the [...]

STATE OF EMERGENCY fund

It’s been a week and my eBay activities have been somewhat successful. The amount in my emergency fund is now $130 plus the $60 or so dollars I have in the change jar. I have accomplished two things; I have increased my emergency fund by over $100 and I have cleared some of [...]

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