Negotiate Debts, Frugal Living, Save Money

Capital One Done!

Just a quick note to say that I got Capital One taken care of today.  It cost me almost $300 more than it would have cost me if I could have settled it last month but at least it’s done and off my mind.
The lesson here is not to make an agreement that you can’t [...]

Monday Daily Snowflake of Savings

The Challenge today is to make your own bottled water. Companies have admitted that bottled water is no more than tap water in a bottle. Keep your bottles and reuse them. If you replace soda or bottled water with your own, you will save $1.30 and it’s kinder to the earth. [...]

Daily Flake Challenge # 7

The Debt Snowflake of the day is:
Have an at-home date tonight complete with candles, wine and soft music instead of dinner out and a movie. Send the savings to the creditor of your choice.
See All The Daily Flakes
Remember you need to send your snowflake right away. Best way to do this is to have an [...]

Some Days It Just Doesn’t Pay to Get Up!

by Cat Sidh
Friday was one of those days when I would have been better off staying in bed. Actually the whole week has been like that and I will be glad when it’s over. To really understand what a bad day it was on Friday, you have to hear about Thursday. [...]

Daily Flake Challenge #6

The Debt Snowflake of the day is:
Take your kids to the park instead of McDonalds.  Send the money you save to pay a debt.
See All The Daily Flakes
Remember you need to send your snowflake right away. Best way to do this is to have an online billpayer account so you don’t have to pay postage [...]

Daily Flake Challenge #5

The Debt Snowflake of the day is:
Find 1 Thing at home that you don’t use and sell it. Craigs list and ebay are great resources for this. Send the money to your selected creditor.
See All The Daily Flakes
Remember you need to send your snowflake right away. Best way to do this is to have [...]

Break Down in Debt Negotiation

by Articulate Matter
Two weeks ago I wrote that I had reached a settlement agreement with Capital One. This settlement was based on two things, I should have had my tax refund back by February 28th and if I didn’t a friend was going to loan me the money in the interim. [...]

Daily Flake Challenge # 4

The Debt Snowflake of the day is:
Give up one bad habit for the day such as smoking, desserts, cocktails. Send the money to your selected creditor.
See All The Daily Flakes
Remember you need to send your snowflake right away. Best way to do this is to have an online billpayer account so you don’t [...]

Daily Flake Challenge #3

The SnowFlake of the Day is:
Carpool to today and send the gas savings to your selected debt!
Snowflake: $1- ?
Do you have a simple money hack to save a buck or two?  Leave a comment and I will feature the best of them in a post.

Daily Debt Snowflake Challenge #2

The Debt Snowflake of the day is:
Pack your lunch today and send the savings to your selected debt. You can do it at lunch!
Savings: $5-10
Remember you need to send your snowflake right away. Best way to do this is to have an online billpayer account so you don’t have to pay postage [...]

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