Negotiate Debts, Frugal Living, Save Money

Daily Snowflake of Savings - Save 10% on Gas

I am heading off to the big city tonight for my second therapeutic foster care class. It’s 140 miles round trip and kills my gas budget for the week so I was thinking about ways to save money on fuel. They tell me that you can save 10% of your gas by driving [...]

Monday Daily Snowflake of Savings

The Challenge today is to make your own bottled water. Companies have admitted that bottled water is no more than tap water in a bottle. Keep your bottles and reuse them. If you replace soda or bottled water with your own, you will save $1.30 and it’s kinder to the earth. [...]

Daily Flake - Week in review

Over the last week, I have listed seven different easy ways to save a dollar here and a dollar there. By taking the challenge each day here is what I saved:Coupons: $15.15 (my grocery store doubles coupons)
Packed lunch: [...]

Daily Flake Challenge # 7

The Debt Snowflake of the day is:
Have an at-home date tonight complete with candles, wine and soft music instead of dinner out and a movie. Send the savings to the creditor of your choice.
See All The Daily Flakes
Remember you need to send your snowflake right away. Best way to do this is to have an [...]

Daily Flake Challenge #6

The Debt Snowflake of the day is:
Take your kids to the park instead of McDonalds.  Send the money you save to pay a debt.
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Remember you need to send your snowflake right away. Best way to do this is to have an online billpayer account so you don’t have to pay postage [...]

Daily Flake Challenge #5

The Debt Snowflake of the day is:
Find 1 Thing at home that you don’t use and sell it. Craigs list and ebay are great resources for this. Send the money to your selected creditor.
See All The Daily Flakes
Remember you need to send your snowflake right away. Best way to do this is to have [...]

Daily Flake Challenge # 4

The Debt Snowflake of the day is:
Give up one bad habit for the day such as smoking, desserts, cocktails. Send the money to your selected creditor.
See All The Daily Flakes
Remember you need to send your snowflake right away. Best way to do this is to have an online billpayer account so you don’t [...]

Daily Flake Challenge #3

The SnowFlake of the Day is:
Carpool to today and send the gas savings to your selected debt!
Snowflake: $1- ?
Do you have a simple money hack to save a buck or two?  Leave a comment and I will feature the best of them in a post.
Help keep me awake to write by buying me a [...]

Daily Debt Snowflake Challenge #2

The Debt Snowflake of the day is:
Pack your lunch today and send the savings to your selected debt. You can do it at lunch!
Savings: $5-10
Remember you need to send your snowflake right away. Best way to do this is to have an online billpayer account so you don’t have to pay postage [...]

The Daily Debt Snowflake Challenge #1

I am going to be posting a different challenge each day. Each will save from 1 to 5 dollars from your budget and I challenge you to send that savings to reduce a debt. In keeping with the snowflake method of debt reduction, this will be in addition to your regular monthly payment. [...]