Negotiate Debts, Frugal Living, Save Money

Gasoline Gaining on Mortgage

In reading around the net, there seems to be two opinions, either people think that the gasoline increases are not such a big deal and the rest of us are making a big to do about nothing or people like me who are seeing an ever larger percentage of our budget going to fuel costs.  [...]

Having Extra Money Is a Bad Thing!

I should be celebrating having a little extra money in my budget, right? Instead I find that the temptation to spend it on the things that I have been living without for so long is overwhelming. It is rather like being on a diet for months and then going off. You tend [...]

5 Budget Busters Challenge

I thought I would start a bit of a challenge to personal finance bloggers or anyone to list 5 things big or small that bust your budget.  You would think that the bigger the budget the bigger the buster would need to be but that’s not necessarily so.  Small things add up quickly and tend [...]

What My Parents Did Not Teach Me About Money

 
by the15
I have been thinking about this lately, both reflecting on what my parents taught me and what I should have taught my children.  Ana at Debt Free Revolution has put her teenage son on a grocery budget.  I have been following along and reading about how she is coping with him running low [...]

VA County Says Seniors Must Pass Personal Finance Class

Halifax County, Virginia is a small rural county but they know what their kids need to know.  The county has recently been considering making their elective Personal Finance class compulsory for graduation.
The course which teaches basic skills in:

Investing
Banking
Budgeting
Credit
Savings
Consumer Skills
Insurance
Taxes
Buying A House and a Car

The subject is being hotly debated in Halifax Talk, a local forum.  [...]

Some Days It Just Doesn’t Pay to Get Up!

by Cat Sidh
Friday was one of those days when I would have been better off staying in bed. Actually the whole week has been like that and I will be glad when it’s over. To really understand what a bad day it was on Friday, you have to hear about Thursday. [...]

Where Did All The Money Go?

Have you ever gotten to the end of the money before the end of the month? Do you wonder where your paycheck goes every week? I know I do and no matter how hard I try, I just don’t seem to be able to write it all down in my notebook.
I have tried [...]

Budget Review for February

It’s been awhile since I have done an actual budget update in cold hard dollars and cents.  Many of you are new here and if you have not read how I got into this mess, you can read it the four good decisions that brought me to my financial knees.
The reason that I decided to [...]

Unexpected Financial Benefits from Blogging

When I started Aching Debts, I had two goals in mind; staying focused on my finances and making myself accountable for them by writing them down.  I have been doing some mental calculations over the last few days about where I was when I started and where I am now.   I have also been [...]

Top 5 Reasons Why You Should Not Budget Like the President

by MC MasterChef
 
The US Government now has enough debt that it represents $30,000 for every man woman and child in the US. I can’t remember where I read this statistic but it floored me. It’s hard for me to visualize a trillion dollars (How many zeros is that?) but $30,000 is [...]

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