Why do you find it so difficult to do your job? You are supposed to be some of the brightest, most well educated people in the United States and instead you act like a shopaholic with a credit card and a teenager arguing with their siblings. Why exactly do we need more debt? Why can [...]
Legally you are not required to hire an attorney to declare bankruptcy, however, you will probably want one. While it is possible to represent yourself in bankruptcy court, the laws are complicated. A missing form or an incorrect calculation, could get your case thrown out of court and you could lose all or some of [...]
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There are two different types of bankruptcy that private individuals can take; Chapter 7 and Chapter 13. With the new laws, you actually have to qualify to take Chapter 7 bankruptcy. The laws were intended to require people who can afford to make payments toward their debt do so. The laws have succeeded in making [...]
With unemployment rates at a 25 year high, more people are falling behind in their debt payments, most through no fault of their own. When faced with escalating collection calls and declining incomes, what are your options? Before you consider bankruptcy, you might want to look at some other options. Refinance: When so much of [...]
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After being advised to speak with an attorney about bankruptcy, I have been doing some research into it. I am afraid that I have more questions than answers at this point. I have contacted an attorney who sent me a very thick envelope full of forms to fill out and a link to the CCCS [...]
Continue reading about 5 Questions You Need To Ask if You Are Considering Bankruptcy
Last week my financial advisor recommended that I consider and look into declaring bankruptcy. They don’t think that I will be able to climb out of this hole unless I do. It makes me sad to think about it. I feel like I am giving up and that doesn’t come easy for me but I [...]
Continue reading about Financial Advice that I Did Not Want to Hear
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