Just a quick note to say that I got Capital One taken care of today.  It cost me almost $300 more than it would have cost me if I could have settled it last month but at least it’s done and off my mind.

The lesson here is not to make an agreement that you can’t keep.  I was positive that I could make the payment by the end of the month but … well, life happens and it didnt work out.  This is why I had not tried to reach a settlement agreement earlier.

That’s one thing off my list and only two more to go.

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