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	<title>Comments on: Are You Being Hassled By Collection Agencies?</title>
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	<description>Survive the Tough Times, Get Out of Debt and Save Money</description>
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		<title>By: Dealing</title>
		<link>http://achingdebts.com/are-you-being-hassled-by-collection-agencies/comment-page-1/#comment-8594</link>
		<dc:creator>Dealing</dc:creator>
		<pubDate>Mon, 01 Jun 2009 17:13:34 +0000</pubDate>
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		<description>[...] Most collection agencies buy packages of loans that are in default for pennies on the dollar. They are bound by a different set of rules than the original creditor and there are differences in the way that you should negotiate with them. The first step is to have them validate the debt and you can read about how to do that and what it means in my post on Are You Being Hassled by a Collection Agency. [...]</description>
		<content:encoded><![CDATA[<p>[...] Most collection agencies buy packages of loans that are in default for pennies on the dollar. They are bound by a different set of rules than the original creditor and there are differences in the way that you should negotiate with them. The first step is to have them validate the debt and you can read about how to do that and what it means in my post on Are You Being Hassled by a Collection Agency. [...]</p>
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		<title>By: Negotiating Debt Settlement With a Collection Agency &#124; Oh My Aching Debts</title>
		<link>http://achingdebts.com/are-you-being-hassled-by-collection-agencies/comment-page-1/#comment-68</link>
		<dc:creator>Negotiating Debt Settlement With a Collection Agency &#124; Oh My Aching Debts</dc:creator>
		<pubDate>Wed, 20 Feb 2008 13:42:40 +0000</pubDate>
		<guid isPermaLink="false">http://achingdebts.com/are-you-being-hassled-by-collection-agencies/#comment-68</guid>
		<description>[...] Most collection agencies buy packages of loans that are in default for pennies on the dollar. They are bound by a different set of rules than the original creditor and there are differences in the way that you should negotiate with them. The first step is to have them validate the debt and you can read about how to do that and what it means in my post on Are You Being Hassled by a Collection Agency. [...]</description>
		<content:encoded><![CDATA[<p>[...] Most collection agencies buy packages of loans that are in default for pennies on the dollar. They are bound by a different set of rules than the original creditor and there are differences in the way that you should negotiate with them. The first step is to have them validate the debt and you can read about how to do that and what it means in my post on Are You Being Hassled by a Collection Agency. [...]</p>
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