cindys on June 26th, 2010

Years ago I took a two week vacation in the Smokey Mountains for free.  It was awesome.  We were just a few minutes drive from the National and state parks, a half hour from Gatlinburg and forty five minutes from a major city.  The house was tucked away down a back road without a neighbor [...]

Continue reading about Trading Houses: A Frugal Vacation Choice

cindys on April 12th, 2010

I made homemade coleslaw yesterday and didn’t have enough mayonnaise to make the sauce.  “No problem”, I thought to myself.  I will just whip up some homemade mayo.  I’m a pretty good cook and like to make things myself.  I can control the ingredients that go into it and do away with some of the [...]

Continue reading about Homemade Mayonnaise – A Not So Frugal Experience

cindys on January 26th, 2010

We are still struggling to overcome the depression that the court’s decision caused last week.  I believe that it comes from believing that once R was approved for disability, the court would make this right.   I still struggle to understand how this could have happened. I have been going through R’s back taxes.  In 2002, [...]

Continue reading about Our Status Quo

cindys on January 22nd, 2010

When I was younger, I would get depressed and then I would go shopping.  Shopping made me feel better.  It usually started innocently enough but would soon make a bad financial situation worse.  Oh, did I mention I was usually depressed about money. It is a vicious cycle.  Get broke, get depressed, spend money, feel [...]

Continue reading about Depression, Stress and Personal Finance

cindys on January 19th, 2010

Once again, one day in court has wiped out our emergency fund, the tiny baby tractor fund, money to pay the bills this month and added to our debt.  If you have read my articles on Blood From A Turnip and the Update and the Continuing Spousal Support Saga , you will know that this [...]

Continue reading about Emergency Fund & Tractor Fund Gone In One Day

cindys on January 18th, 2010

It’s the new year and while it is not one of my New Years Resolutions to lose weight, I am continuing my efforts to lose a pound or ten.   I have been struggling with the grocery budget as well as trying to keep it healthy and lo cal.  I have been following Amelia’s progress on [...]

Continue reading about Anyone Have Frugal Lo Cal Recipes?

cindys on January 13th, 2010

Health care reform is a subject that is near and dear to my heart because I am one of the millions of uninsured people in the US.   Unless you are employed in a full time job with a decent salary, you just can’t afford health insurance and truthfully, I am also aware that you can’t [...]

Continue reading about Health Care Reform: Yay or Nay

cindys on January 11th, 2010

I know, I know, there are thousands of people who save hundreds of dollars every month with coupons.   Many of them faithfully clip coupons and search for deals, double coupons, etc.   I think it’s great but it just doesn’t work for me.  I have tried it.  I have joined sites that are supposed to show [...]

Continue reading about Confession: No Savings With Coupons

cindys on January 9th, 2010

Have you seen those television ads for two pairs of glasses for $69 from America’s Best Contacts and Eye Glasses?  They are on tv every other hour here.  I finally gave into temptation and a very dire need to get new glasses and made an appointment.  I went to their website and read all of [...]

Continue reading about Two Pairs for $69, I mean $99, Whoops, $249

cindys on January 8th, 2010

With the arctic cold blanketing the US and even Florida down in the 30s, the cost of heating your home is probably skyrocketing.  I know when I had electric heat, I could go out and see the electric meter spin faster and faster when my furnace turned on.  There was no way that I could [...]

Continue reading about 10 Cheap and Easy DIY Ways to Save On Your Energy Bill