cindys on September 8th, 2009

Yes, you read it right.  Today is my first day back at work.  This means regular income for the first time in 2 1/2 years.  I can make a regular budget and know how much money I will have.   It is not a high paying job but it will pay the bills and give us [...]

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cindys on September 2nd, 2009

Apparently I am not the only one who has trouble cashing checks at certain banks.  I was shocked by Bank of America’s response to this man’s plight.  What in the world ever happened to customer service? Steve Valdez went to Bank of America to cash his wife’s check.  For security reasons, Bank of America requires [...]

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cindys on August 31st, 2009

Over the past month, I have heard horror stories about online colleges. One of them involves my daughter A and the other one involves a daughter of a friend, B. Both girls were enrolled in different online universities. Don’t get me wrong, I think being able to attend classes online is awesome! It provides an [...]

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cindys on August 28th, 2009

R is home and doing well with his new hip. We have been teasing him about being the bionic man. Seriously, he is doing very well considering and other than an intermittent fever, recovery has been smooth. I am very glad not to be running back and forth to the city which is an hour [...]

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cindys on August 25th, 2009

Just wanted too give everyone a quick update. R had surgery yesterday for his hip replacement. He came through with flying colors but then spiked a fever last night. I was at the hospital until early this morning. His fever is back down but he is on IV antibiotics right now. Hopefully when the antibiotics [...]

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cindys on August 13th, 2009

I read an Liz Pulliam’s article on Why Credit Counseling Often Fails this week.  It’s sad that so many people pay debt management companies to write their budget and reach a settlement with their debt collectors and then end up in default. One thing that struck me was that debt collectors are now starting to [...]

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cindys on August 4th, 2009

We started off the weekend on Friday with a buying trip to North Carolina.   We had caught the bills up and carefully budgeted the trip so that we could go and still have money to buy horses.  I had packed our lunch and dinner. I was up at 4 am and we hit the road [...]

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cindys on July 29th, 2009

I was reading a series over on The Simple Dollar on Trent’s 14 Rules of money.  The first rule that he wrote about was Spend Less Than You Earn. It made me think about my own situation. Two years ago, I began my journey to ‘fix’ my financial situation.  I began reading personal finance books [...]

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cindys on July 28th, 2009

There have been a ton of sales on chicken lately.  I have bought 4 or 5 for 59 cents per pound.  A whole chicken will last R and I at least two days.  I have been searching for easy chicken recipes that will add some variety  to our meals instead of plain old baked chicken.  [...]

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cindys on July 27th, 2009

The following ad on Craig’s list caught my attention this morning because it had a word that I had never heard before. gleaning for 8mth unemployed family (central VA) Have any fruit trees that you no longer collect the fruit or perhaps don’t have the time or health to do the picking? I am a [...]

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