cindys on December 31st, 2009

The ancient Babylonians are thought to be the first to make New Years Resolutions.  They made them to find favor with the gods and breaking them was supposed to bring bad luck.  Many of us continue to make New Years Resolutions every year and most of us fail to keep them.  The Babylonians were careful [...]

Continue reading about Do You Make This Mistake With Your New Years Resolutions

cindys on November 29th, 2009

I have to admit that I hate to shop.  I hate the holiday crowds, fighting for a parking space, standing in long check out lines.   All of this is why I love shopping on online.   I have found that I can save hundreds of dollars a year even with my limited holiday budget just by [...]

Continue reading about 6 Ways to Save By Shopping Online

cindys on November 20th, 2009

Yesterday I wrote an article on prepaid debit cards, I wanted to highlight one of the best features of using a prepaid debit card, sticking to your budget! I really like prepaid debit cards, because they’re “prepaid.” What that means is that you can auto-load your card each month with a set amount, and then [...]

Continue reading about How to Force Yourself to Stick to Your Budget

cindys on November 18th, 2009

I have to confess that not having a credit card is a MAJOR inconvenience.  There are times when it is almost impossible to purchase something without it especially since I do so much business online.  When I order bulk supplies, it is much less expensive to purchase online and many merchants do not accept Paypal.  [...]

Continue reading about PrePaid Credit Cards

cindys on November 15th, 2009

Plans for our big family Thanksgiving dinner are well under way.  As my daughter tells everyone, Thanksgiving is Mom’s holiday to cook and she is right.  There is nothing I enjoy more than cooking turkey, stuffing and all the fixings.  Of course, I enjoy the left over turkey just as much.  I could eat turkey [...]

Continue reading about Ideas for a Frugal Holiday Season

cindys on November 2nd, 2009

This is a guest post by Debbie Dragon who is a freelance writer providing articles for Billeater.com, a site that helps it’s readers compare insurance and discover tricks for saving money. She is also a single mother of two young boys and is currently working on eliminating her own credit card debt. Credit card debt [...]

Continue reading about How Moms Can Eliminate Credit Card Debt

cindys on October 21st, 2009

I don’t have any credit cards currently but it never ceases to amaze me what people will pay to have one.  Congress recently passed a bill that limits the banks from raising interest rates on existing balances.  In reaction to this limit, banks are now starting to charge annual fees. According to an article in [...]

Continue reading about New Fee For Not Using Credit Card

cindys on October 14th, 2009

When I was growing up, we supplemented our heat with a wood stove.  It was smelly, smoky and a very dry heat.  I have fond memories of cozening up to the woodstove after coming in from the cold.  I have not so fond memories of filling the house with smoke trying to get it started [...]

Continue reading about Nothing Better Than A Wood Furnace

cindys on September 28th, 2009

You may have read how our local county and R’s ex wife think they can get Blood From A Turnip a couple of months ago.  Sadly, the story continues as R’s ex has filed another show cause.   She did this the week before he went into a hospital for his hip replacement.  The date was [...]

Continue reading about Spousal Support Saga Continues

cindys on September 17th, 2009

I am amazed at how different it feels to get a PAYCHECK. Unless you have worked at home or been a homemaker, I don’t think that you can possibly understand the difference in how you feel when you suddenly have a set amount of money coming in at the end of the week and a place [...]

Continue reading about Getting A Paycheck