Negotiate Debts, Frugal Living, Save Money

Surprise! Got an Envelope From IRS

by pollyalida
I got home from work today and checked my mail.  Surprise!!  There was an envelope from the IRS.   I am not expecting my stimulus check until July and it felt awfully thick to be a check and guess what?  It wasn’t!  It was a notice that I owe them about $1500 more from [...]

It Takes a Community to Build a Garden

by Ralph Hockens
If you have no room to garden and don’t think a few pots will be enough, try finding some like minded neighbors and start a community garden. Community gardens go back to the 1940’s when the U.S. Government requested that people plant Victory Gardens to provide their own fruits and vegetables [...]

Business Update and Decisions

Even in the sluggish economy, my business has grown by leaps and bounds this month. It has increased about 50% over the last month. Winter in the dog grooming business is always a difficult time and for a new business, it is deathly slow. There were too many months when I [...]

Economics of Foster Care

This is a continuing series on Foster Care as I complete my training to become a certified therapeutic foster parent. For more information on foster care or to read more about my journey, please stop by my blog on foster care and parenting My Chosen Children.
One of the considerations in deciding to do foster [...]

You May Not Get Your Stimulus Bonus When You Think

Many people have been checking their bank accounts expecting to see their economic stimulus payments only to be disappointed and calling the IRS to find out where it is.  The answer was a surprise to many although it makes sense.
If you filed your taxes through Turbo Tax and you paid for your software and efiling [...]

8 Ways That I Can Save Money On A Limited Budget

by Caro‘s Lines
On Friday, I listed the 10 ways that I have found that I cannot save money and most of them are the ways that are recommended to save.  So how have I managed to save money while being on such a limited income?
The first and most important step is that saving [...]

Summer Schedules and Time

Have you ever had one of those weeks that just seemed to FLY by?  This has been one of those times.  It seems like just yesterday it was Sunday.  I am not complaining as the week has been full of good things.  The business is getting busier and I am working longer hours.  That is [...]

Where Did the Week Go Links and Carnivals

Where did this week go? It seems like just yesterday it was Monday. It has just flown by! I totally forgot to post links to all the carnivals that I participated in and I am WAY behind in reading so with no further ado.
The Carnival of Personal Finance was posted over at Lazy [...]

10 Ways That I Can’t Save Money

by Nieve44/La Luz
Several people on Twitter were talking about not being able to save money because they didn’t earn enough. It actually made me laugh because I earn less than $15,000 per year at my business. I have a mortgage that is over 50% of my take home pay every month. [...]

Foster Kids May Get More Financial Ed Than Our Own

May is National Foster Care month.  I have been doing some research on different ways that people can help foster kids if they can’t or don’t want to become a foster parent.   I found a great little resource for financial education.   The Annie E Casey Foundation publishes several workbooks to teach foster children about personal [...]

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