Negotiate Debts, Frugal Living, Save Money

Having Trouble Saving Your Emergency Fund?

In doing a bit of surfing around the internet this morning, I clicked on a google ad for a new way to save money and what I found was Wachovia Bank’s Way2Save plan.
For each check card transaction or when you pay a bill online or by automatic deductions, Wachovia will transfer $1 into your savings [...]

Goals Review: What’s Working and What Isn’t

by code poet
It’s been 2 months since I posted my Goals for this year and I thought I should go back and do a short review. You can read my New Years Goals here.
Frankly, I am not too please with my progress for a couple of reasons. In my business, January and [...]

Hooray! My Income Taxes Are Done

by The Doctor Is In
I finally sat down and did my taxes today. I have been dreading it for weeks and putting it off because it meant slogging through Quickbooks to make sure everything was correct and then digging through records to find all the miscellaneous stuff. Actually doing the taxes isn’t [...]

Converting Bugs Into A Delicious Meal

There are three steps to the process and it takes about 6 months from start to finish.  First you have to have a pretty good supply of bugs.  I live on a small farm and we have a ton of bugs such as ticks, grasshoppers, flys, etc.  It was trying to get rid of the [...]

Good Credit is Sexy

In my research on how to settle my debts, I used several websites, books and different forums. I came across a book that covers everything from getting credit to how to negotiate your debt settlements. I used this information to begin negotiations with my credit cards and once I have them back under [...]

Weekly Reading: The Return of Thrift

A week or so ago, I wrote on why we should not budget like our government does and then a few days ago I stopped by the library and picked up a couple of personal finance books. I was in a hurry and didn’t stop to look at more than the titles. One [...]

Unexpected Financial Benefits from Blogging

When I started Aching Debts, I had two goals in mind; staying focused on my finances and making myself accountable for them by writing them down.  I have been doing some mental calculations over the last few days about where I was when I started and where I am now.   I have also been [...]

Do You Have A Story About Debt?

by DetroitDerek
I would like to feature a guest post once or twice a week and am looking for people who would be willing to write about their experiences. Your story can help provide motivation and education to others like yourself. Many of us are overwhelmed by our debts whether they are large [...]

Reached Settlement with Capital One Today

by SqueakyMarmot
I negotiated a settlement with Capital One today. Somehow I don’t feel like celebrating. I do feel tremendous relief as the stress of having them hanging over my head was incredible. I also feel like I could kick my butt for having gotten into this situation in the first place.
The settlement [...]

Chocolate, Cherries and Emotional Spending

Now I bet you are wondering what chocolate and cherries has to do with emotional spending. From what I have read, emotional spending is driven by the same urge to splurge that drives the craving for chocolate. Chocolate is also known to have chemicals in it that can relieve depression.
So [...]

keep looking »