Negotiate Debts, Frugal Living, Save Money

How to Reach Your Goals

Most of us set goals at one time or another in our lives. There are a few people who consistently meet and exceed their goals on a regular basis. It doesn’t seem to matter whether they are financial goals or personal goals or career related goals. What is it that they do [...]

Brainstorm - Things to Increase Income

Have you ever participated in a brainstorming session? In the corporate world, we used to have the frequently. We would all gather in a room and write possible solutions to a problem on post it notes. It didn’t matter if the ideas were feasible or crazy, we were just looking for as [...]

New Blog Sponsor - Ned Hilldrup

You might have noticed the addition of a Blog Sponsor in the last few days. I met Ned Hilldrup four years ago

Post Holiday Blues, Nope Reality Bites!

Well, I just bit the bullet and spent yesterday closing out my books for the year. If I felt broke before, I feel broker now. I suppose that with all the spreadsheets and looking at gross income, I never looked at net profit.
I think I may be taking Frugal to a new high [...]

Do You Ever Feel Broke and Alone?

Sometimes I start feeling like the struggle to get back on my feet financially is wearing me down and that I will never get out of this hole. I put one foot forward and something comes along and knocks me two feet backwards. This used to be the time when I would go [...]

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