Negotiate Debts, Frugal Living, Save Money

Personal Finance Carnival

King of Debt has posted the final 2007 edition of the Personal Finance Carnival. Great articles and Hats off to the King of Debt for organizing them so nicely.
If you want to know whether you are a Personal Finance Redneck, or if you are a Star Trek fan you might want to read How [...]

Zen to Done: Habit 1

In the ebook, Zen to Done, Leo recommends changing our lives one habit at a time. The first habit to tackle is collecting. This is simply writing things that need to be done down in a small notebook as you think of them. Then, at the end of the day, you move [...]

Spend Less than you earn — Wrong?

Steve at brip blap had a post in the Carnival of Personal Debt entitled spend less than you earn - the wrong way to think It definitely got some attention. He goes on to say that it’s not bad advice, it just won’t make you rich.
He goes on to list different ways of earning [...]

361 days until Christmas

Christmas is over for another year and I managed not to blow my Christmas budget. I stuck to my guns and no one got a gift that cost more than $20. It was damnably difficult and depressing.
Now that it is over, I can look back and determine why it is such [...]

New Years Resolutions Or New Years Goals

Christmas isn’t even here and already I am thinking about New Years Resolutions. I have never been big on making them as I, like most people, start the New Year with big plans and end up failing. Hell, by May, I don’t usually even remember what I resolved to do. Do you [...]

4 Good Decisions That Brought Me to My Financial Knees

I have been reading The Simple Dollar. Trent has a series of posts on 31 Days to Fix Your Finances. Day 2 was on goals and it really made me stop and think. I needed to sit down and figure out how I got in this mess, so I could decide on [...]

STATE OF EMERGENCY fund, Wk 3

Well, as of today, the emergency fund is at:
$186.00
Additions:
Ebay Sales $23.00
Small Change: $12.00
Subtractions
eBay and postage fees: -40.76 (cost of doing business from $153 in sales)
Goal: $500 by March 1, 2008
10 Weeks at $31 a week.
Remember, the money that goes into this account has to come from additional activities outside of regular [...]

Zen To Done: Simple Productivity System

I am a huge fan of Leo at Zen Habits. His blog is about simplifying life and along the way he covers everything from finance to work out strategies. He has over 26,000 subscribers who read his blog daily.
Over the past few weeks, I have been studying his ebook, Zen To Done. [...]

Buying a Home: American Dream or Financial Nightmare?

Is the fall of home values and the credit crunch crushing the American dream of owning a home? Many have found that their dream home has turned into a financial nightmare. I can relate as my current financial woes are directly related to selling and buying a house in today’s market.
[...]

Carnival of Debt Reduction

We are participating in our first Carnival of Debt Reduction. This weeks carnival is being hosted by Plonkee Money and is dedicated to Famous Brits.
I like Paid For It Twice Already’s post on the Debt Crossover Point. This will give me something to think about once I have hit my emergency fund goal [...]

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